What you get
The core experience works without categorizing a single transaction. Power features are there when you want them.
One number.
Every day.
Your balance minus every upcoming bill, subscription, and payment between now and your next paycheck. Not what's in your account — what you can actually spend without going negative on any future day.
The number other apps don't give you.
See into
the future
MyFlowcast shows you where your money will go — daily balance projections up to 12 months out. See that August is tight before August starts. Your balance and transactions always match your bank, so you know exactly what you have right now and what's coming.
See you'll be $400 short the last week of October — two months before it happens.
Your money,
by date
Every bill, paycheck, and subscription on the day it lands. Color-coded by type. Daily projected balances in each corner. Click any day for details. Drag and drop to reschedule. Skip or mark paid with a tap.
Netflix on the 12th, rent on the 1st, payday on the 15th — all on one calendar.
Your bank speaks
gibberish. We translate.
Bank says “NFLX DIGITAL” — MyFlowcast knows that's your Netflix subscription. “ACH PYMT WELLS FARGO MTG” — that's your mortgage. Matched automatically, and the engine learns from your approvals over time.
Less manual work the longer you use it.
No categorizing.
No busy work.
No assigning every dollar. No categorizing every transaction. MyFlowcast works the moment you add your first bill. Budget envelopes are there if you want them — but they're optional, not required.
Add 5 bills and 2 paychecks — that's enough to see your cash flow for the next 6 months.
Click a card to see it in action
Budget Envelopes
$400/week for groceries, $200/month dining out. Watch it count down as transactions match. Totally optional — the app works great without them.
Actionable Alerts
Get warned before your balance goes negative — not after. Electric bill came in at $280 instead of $150? You'll know. Three alert levels, zero noise.
Trends & Unplanned
Track spending across 7 days to a full year. Filter by type to isolate unplanned spending — the impulse buys and forgotten charges that didn't match any bill.
Multi-Account
Toggle between checking, savings, and credit cards. See individual balances or the combined picture. Transfers tracked between accounts.
Recurring Management
All your bills, subscriptions, and income in one list. Grouped by type with monthly totals. Pause, resume, or bulk-edit. See what's costing you at a glance.
Sharing
Invite your partner to see the same dashboard. Shared budgets, shared projections, shared visibility — without sharing login credentials.
